Teen banking – this option is with a Current Visa debit card.You can then redeem these for cash in the Current app. Cash back with debit – their debit card has cashback point offers at over 14,000 merchants nationwide.But there are a couple to be aware of if you go out of network for ATMs. The advertise their “no hidden fees” approach. Fee-free banking – there are no overdraft fees, no minimum balance fees, and no peer-to-peer in-app transfer fees.Refer a Friend and earn – when you refer a friend to Current, and they receive a direct deposit of at least $200 within the first 45 days of opening an account, you both will get $50.Buy and sell crypto right inside the app (without trading fees), and you start with as little as $1.High-interest saving rates – 4% APY in the Savings Pods (three pods only, you can earn interest on up to $2,000 per Savings Pod.Banking services are provided by Sutton Bank, member FDIC.Ĭurrent is another banking app that aims to win your banking business. Albert is not a bank they are a tech company.